Keep Florida’s Workers’ Comp Working

Florida’s business climate is in jeopardy due to recent Florida Supreme Court decisions that could result in a nearly 20 percent workers’ comp rate increase for Florida job creators. This significant increase could mean the difference between hiring a new employee, increasing employee benefits, or paying higher workers’ comp premiums. Business growth requires workers’ compensation premiums to be fair and not inflated by unnecessary costs. An improved business climate overall will allow Floridians to get back to work and reduce the cost of living for families and small businesses. Lowering the cost of business in our state is what will continue to attract and retain the top industries and professionals, and allow existing businesses to grow.

Keeping our workers’ comp system fair and not inflated by trial lawyer tactics and other unnecessary costs will help lower the cost of doing business in Florida. The Florida Chamber has led the effort to help lower workers’ comp rates by nearly 60 percent in the last 10 years. Workers’ comp rates are now spiraling in the wrong direction, due to cases ruled by the Florida Supreme Court (Castellanos v. Next Door Company and Westphal v. City of St. Petersburg). Workers’ comp rates are proposed to increase by 19.6 percent on October 1. The Castellanos case threw out the current cap on attorneys’ fees and, in this particular instance, the attorney was seeking $38,000 in fees for securing $800 in benefits for the injured worker. Plaintiff attorney maneuvers like we’re seeing with workers’ compensation are reflective of a larger lawsuit abuse problem in Florida. In fact, a national survey released in shows Florida’s lawsuit climate worsening – ranking at an all-time low 44 out of 50 states, or in the bottom 10. And that’s important, because 75 percent of companies surveyed say a state’s lawsuit environment is likely to impact important business decisions at their company, such as where to locate or whether or not to expand.

With rates going up significantly, the Florida Chamber is leading the effort to mitigate the Florida Supreme Court’s decision before the Legislature. To secure Florida’s future, we must keep Florida’s workers’ comp system working. How would increased workers’ comp rates impact your business? Let us know by contacting Carolyn Johnson.


> DOWNLOAD Our Workers’ Compensation One Pager

> JOIN the Florida Chamber’s Workers’ Compensation Task Force

Choose Between Paying Higher Workers’ Comp Rates and Hiring New Employees

19.6% Workers’ Comp Rate Increase Could Impact You

It’s time for a legislative solution.

Today, the National Council on Compensation Insurance (NCCI) announced a recommended 19.6 percent workers’ comp rate increase, proposed effective beginning October 1.

If the rate filing is approved as filed increasing rates by 19.6 percent, Florida will have the highest premiums in the Southeast.

The increase results from two recent Florida Supreme Court rulings that deemed Florida’s attorney fee provision unconstitutional (Castellanos v. Next Door Company), and declared the current cap for temporary total disability (104 weeks) unconstitutional (Westphal v. City of St. Petersburg). According to the release by NCCI, “NCCI estimates that the impact of Westphal will be an increase in overall Florida workers compensation system costs of +2.2%.”

The Florida Chamber believes the Florida Legislature must address this rate increase to avoid harming Florida’s growing economy and private-sector job growth.

Get Involved:

The Florida Chamber’s Workers’ Compensation Task Force has been engaging Florida’s highest elected leaders since last year, preparing them for this outcome, and advocating for a legislative solution. We need your voice to help find a solution. Learn how you can join the Florida Chamber’s Workers’ Comp Task Force.

Learn More:

Read the Florida Chamber’s full release on today’s workers’ comp recommendation.
Read Mark Wilson’s, President and CEO of the Florida Chamber, article in the Naples Daily News, Let’s Keep Florida’s Workers’ Comp System Working.